Jewish Free Loan Toronto (JFLT) is a social service agency offering interest-free loans to help members of the Jewish community in need. Since 1924, we’ve supported individuals and families through tough times, helping them build a stable future. We currently serve Ontario, Saskatchewan, and Atlantic Canada.

Our system of giving direct financial help relies on the efforts of our skilled staff, committed volunteers, generous donors, and the people who borrow and guarantee our loans. By supporting those in need, JFLT strengthens the Jewish community.

Jewish Free Loan Toronto follows a simple but powerful idea from the Torah: that giving interest-free loans is a direct and dignified way to offer help. Our 98% repayment rate speaks to the value our community places on what we do and how we do it.

JFLT loans millions of dollars every year to help thousands of people. Borrowers take pride in knowing that every dollar they repay is lent to the next person in need. Donors feel confident knowing their funds make a direct and immediate impact on people’s lives, now and in the future.