Mobilize volunteers and partners in providing opportunities for families to achieve affordable and sustainable homeownership as a means of breaking the cycle of poverty and strengthening communities.
No matter who we are or where we come from, we all deserve to have a decent life. We deserve to feel strength and stability day after day. We deserve to know we have the power to take care of ourselves and build our own futures.
At Habitat for Humanity, this is what unites us. Through affordable homeownership, we empower. Providing families in Oxford Middlesex Elgin and Perth counties a hand up and not a hand out.
Habitat for Humanity brings communities together to help families build strength, stability, and independence through homeownership. With the help of volunteers and generous donors, we build decent, affordable housing that is purchased by qualified families. We partner with low income families without the resources for a down payment or conventional mortgage financing. We sell the homes at fair market value, maintaining affordability by providing zero-interest, geared-to-income, no-down-payment mortgages.
Families will dedicate up to 500 volunteer hours before move-in and pay 25% of their gross household income toward their mortgage monthly. With a 4:1 Social Return on Investment, the Habitat homeownership solution not only helps to provide affordable housing for families in need, it enables low-income families to build assets, reduce their dependence on other forms of social assistance and break the cycle of poverty.
Our administrative costs are fully funded by revenue from our salvage operations and our ReStore, a social enterprise that sells new and gently used donated construction materials and household items to the public. Shopping at our Habitat ReStores allows community members to make both a socially conscious and environmentally conscious decision.
As a result of ReStore efforts, 100% of financial donations can go directly to building affordable homes and divert thousands of tonnes of products from landfills.
Because you, me, we — we’re all humans. And every single one of us deserves the opportunity for a better future.