Habitat for Humanity was established in Halifax in 1992 as Habitat for Humanity Halifax-Dartmouth. In 2011, we became Habitat for Humanity Nova Scotia, a provincial affiliate of Habitat for Humanity Canada. Since 1992, we have partnered with families across the province to build more than 75 safe, quality, and affordable homes. Habitat for Humanity Nova Scotia is a non-profit organization that develops and advocates for affordable homeownership opportunities. Through the collaborative efforts of volunteers, donors, community partners, and Habitat homeowners, we lay the foundation for better, healthier lives in Nova Scotia. Habitat homeowners volunteer 500 hours and pay an affordable, no-down-payment mortgage – geared to their income – to buy their home at fair market value. Habitat’s model of affordable homeownership bridges a gap for people who face barriers to homeownership and who would otherwise not have an opportunity to buy a home. All Habitat homeowners go through an application process to determine their level of housing need, their ability to repay Habitat’s affordable mortgage, and their willingness to partner with Habitat. As part of the global Habitat for Humanity network, we are one of 46 affiliates in Canada and part of hundreds of affiliates across more than 70 countries. This interconnected network allows us to leverage resources, share best practices, and collaborate on projects that have a meaningful impact on housing affordability worldwide.