Habitat for Humanity Sault Ste. Marie and Area
Registered Name: HABITAT FOR HUMANITY SAULT STE MARIE AND AREA
Business No: 865217756RR0001
This organization is designated by Canada Revenue Agency (CRA) as a registered charity. They comply with the CRA's requirements and have been issued a charitable registration number.
This charity is fully set up with CanadaHelps, allowing for faster donation processing and access to more features
We bring our community together to help local families build strength, stability, and self-reliance through affordable homeownership.
Our Mission
Who We Are
Founded in 2002, Habitat for Humanity Sault Ste. Marie & Area is a non-profit charitable housing organization that believes everyone deserves a decent place to live.
We strive to mobilize and work with our community to help local families build strength, stability, and self-reliance through affordable homeownership. Thanks to the help of volunteers, donors, and community partners, twelve Habitat families have found safe, decent, and affordable homes upon which to build brighter and more stable futures.
Our Affordable Homeownership Program
We don’t give away free homes; rather, our Affordable Homeownership Program bridges a gap for families unable to afford a traditional mortgage by providing them with the opportunity to purchase their own homes.
Families who apply and are accepted to become Habitat Homeowners purchase their home through a no-down-payment, interest-free mortgage geared to their income and contribute at least 500 volunteer hours to Habitat.
Once they move in, Habitat homeowners are responsible for maintaining their own home. We help families and individuals prepare for homeownership by providing homeowner education classes, ranging from financial literacy and budgeting to home repair and maintenance.
Our path to homeownership requires hard work, time, and dedication, but this helps ensure the long-term success of the families we partner with.
How do we keep our mortgages affordable?
We make affordable homeownership accessible by removing barriers that can make owning a home impossible for many low-income working families and individuals.
Although Habitat homes are sold at fair market value, Habitat homeowners’ monthly mortgage payments are interest-free and set at no more than 30 percent of their gross household income, including principal repayment and property tax. Each year, the gross household income is reviewed and adjustments to the monthly mortgage payment are made based on that income assessment.
Habitat Homeowners must be active participants in building a better home and future for themselves and their families.
To qualify, eligible homeowners must be:
- In need of better housing
- Potential homebuyers might be dealing with poorly maintained, unhealthy, or overcrowded housing; unaffordable rent; inaccessible housing for people living with disabilities; or have other shelter needs.
- Willing to partner with Habitat
- Habitat Homeowners volunteer a minimum of 500 hours with Habitat including volunteer hours spent building their own home or at a Habitat ReStore. This also includes classes in personal finances, home maintenance, and other homeowner topics.
- Able to make affordable mortgage payments
- Habitat homeowners buy their home for the fair market value. Mortgage payments are made affordable because they do not exceed 30 percent of the gross household income, and income is evaluated on a yearly basis.
REGISTERED CHARITY ADDRESS
44 Great Northern Rd
Unit 66A
Sault Ste. Marie, ON, P6B 4Y5
Visit our websiteWhy CanadaHelps
Why donate to Habitat for Humanity Sault Ste. Marie and Area on CanadaHelps?
About CanadaHelps
We're a registered charity that provides simple and convenient tools to manage your charitable giving to any Canadian charity of your choice.
Where Your Gift Goes
Charities that set up to receive electronic funds transfers from us will receive your donation quickly, so it can be put to work faster.
Tax Benefits of Donating
Get an instant tax receipt, manage all your tax receipts in one place, and make a difference while maximizing your tax credits with ease.