Habitat for Humanity Cornwall & The Counties
Founded in 1998, Habitat for Humanity Cornwall & The Counties is a non-profit organization working towards a world where everyone has a safe and decent place to live. Our mission is to mobilize volunteers and community partners in building affordable housing and promoting home-ownership as a means to breaking the cycle of poverty. With the help of countless community volunteers we have provided 14 families with 34 children safe, decent and affordable housing.
Habitat Cornwall’s 2020 Home Build Project is being revamped to ensure we are able to still serve local families.
As soon as we have more information, we will post updates here!
Thank you for your continuing support.
We Provide A Hand Up, Not A Hand Out - Habitat for Humanity houses are sold to Partner Families.
Habitat homes are not given away. Upon completion, Partner Families purchase the home at fair market value with an interest free mortgage and 20 year amortization. This mortgage requires no financial down-payment. Instead we ask for 500 hours of volunteer time and work from our Partner Families.
Mortgage payments, which do not exceed more than a mainstream financial institution mortgage, are geared to 30 percent of the partner families’ household income.
Those monthly mortgage payments are directed to a revolving fund that is designated to build more local homes.
By building homes at low cost, requiring no down payment and not charging interest on the mortgage, Habitat for Humanity is able to provide an opportunity or a "hand up" to families that would not otherwise qualify for a conventional mortgage.
Building a Community
Building a house is an expensive business. Costs include land, materials and services. With the help of Habitat volunteers, some of the labour costs are reduced. New materials are often donated and many professional trades’ people do not charge for their services.
We rely on volunteers to raise awareness of Habitat for Humanity Cornwall & The Counties through fundraising, ReStore sales and procurement and helping with the actual construction of a home. We encourage organizations interested in a home build project which builds the sense of teamwork to contact us.